Puzzle now supports multi-entity consolidation via Joiin on Core and above; price and implementation depend on that integration.
FIRMA vs Puzzle
Puzzle was built for accounting automation. FIRMA was built for operators.
Puzzle is strong at AI-first bookkeeping and close workflows. FIRMA is for operators who need books, approvals, entities, and intercompany context in one financial operating layer.
Request a FIRMA walkthroughPuzzle is optimized around accounting automation, startup metrics, and modern integrations.
FIRMA focuses on native entity control, approval-first finance, and operator-ready intercompany workflows.
Feature comparison
NEXUS FIRMA vs Puzzle
Current competitor facts were checked against public materials on 2026-06-15.
| Feature | NEXUS FIRMA | Puzzle |
|---|---|---|
| Multi-entity support | Native unlimited-entity workspace under one FIRMA account. | Multi-entity consolidation is available on Core and above via Joiin integration, according to Puzzle public pricing materials. |
| Intercompany controls | Native reviewed intercompany workflows for due-to and due-from activity; consolidated eliminations remain roadmap-qualified. | Not positioned as native intercompany workflow; consolidation depends on integration setup. |
| Target user | Multi-entity operators, holding companies, service firms, and teams that need books connected to operating context. | Startups, small businesses, and accounting firms prioritizing AI-first bookkeeping and close automation. |
| Approval-first AI | Human approval gate before financial posting. | AI categorization, reconciliation, and close automation with review workflows. |
| Pricing model | Flat FIRMA tiers from $79/mo; Enterprise at $299/mo covers unlimited entities. | Public software pricing lists Starter, Core, Complete, and Scale plans; multi-entity may involve Joiin integration cost. |
| Journal entry workflow | Double-entry workflow with review queue and audit context. | AI-assisted transaction categorization, reconciliation, and month-end close workflows. |
| Entity-level access | Designed around entity boundaries and accountant/operator access patterns. | User and accountant collaboration available; entity access model depends on Puzzle/Joiin setup. |
| Accounting standard | Double-entry GL workflows for operating finance. | Cash and accrual books with P&L, balance sheet, and related financial reporting. |
| Stripe and banking integrations | Stripe and banking integrations are roadmap/in-progress surfaces. | Strong modern integrations including Mercury, Stripe, Ramp, Brex, Gusto, Rippling, Rho, Deel, and Plaid-supported connections. |
| Accountant handoff | In-app review queue and export-oriented accountant workflow. | Accountant/bookkeeper collaboration supported; Puzzle can also match companies with certified experts. |
| Best for | Operators who care more about entity control, approvals, and intercompany discipline than pure close automation. | Teams that want AI-first startup accounting automation and modern financial visibility. |
If you run a startup and want AI-first accounting automation, Puzzle belongs in the evaluation. If you run multiple entities, shared expenses, holding structures, or operator-led finance workflows, FIRMA is purpose-built for that control layer.
Deep dive
What FIRMA is designed to handle natively
- Intercompany activity between entities with reviewed due-to and due-from context.
- Entity-aware financial workflows under one account.
- Entity-level operating context for accountants, owners, and reviewers.
- Approval gate before financial posting.
- Audit-ready review context per entity and transaction workflow.
FAQ
Can I migrate from Puzzle to FIRMA?
Yes. Export data from Puzzle, then map accounts, entities, customers, vendors, and opening balances into FIRMA during migration review.
Does FIRMA support Stripe and Brex integrations like Puzzle?
Not at the same level today. Puzzle is stronger on modern startup integrations. FIRMA currently emphasizes the ledger, approval workflow, and multi-entity operator layer.
Is Puzzle better for SaaS startups?
For a startup prioritizing AI-assisted close, banking integrations, and accounting automation, Puzzle is strong. For multi-entity operator control and intercompany workflow, FIRMA is the better fit.