| Feature | FIRMA | Sage Intacct |
|---|---|---|
| Multi-entity consolidation | Native — unlimited entities | Native — multi-entity module |
| Intercompany elimination | Auto-eliminates on close | Configurable, requires controller setup |
| Approval-first AI review | Every AI-drafted entry is human-approved | AI features add-on, no approval gate |
| Client operations layer | Proposals, contracts, portal, scheduling included | Not included — bring your own |
| Implementation time | Same-day migration from QBO | 3-6 months typical |
| Requires dedicated controller | No — owner-operator friendly | Yes — designed for finance teams |
| Dimensional reporting | Entity + tag dimensions | Best-in-class multi-dimensional GL |
| Pricing transparency | Public per-entity pricing | Quote-based, typically $15K-50K/yr |
The bottom line
Sage Intacct is the right answer if you have a finance team, a dedicated controller, and a $15K-50K annual budget. If you're the owner-operator running 2-20 LLCs and want consolidation without hiring a controller — FIRMA is the shorter path.